Is Shopify Safe? What the Fraud Data Actually Says
Is Shopify safe for merchants and shoppers? We break down real fraud, chargeback, and scam-store data to show what the...
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Refund Abuse (Refundjacking) Is Going Mainstream, New Ravelin Research Finds
Ravelin research finds 27% of shoppers admit to refund abuse, with a 98% success rate and UK abusers leading at...
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AI Agents Steal Over 600,000 Credit Cards in Autonomous Attacks on Retailers and Other Companies
AI agents run by a Chinese-speaking hacker breached 27 companies and stole over 600,000 card records at about $25 per...
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SoFi and Mastercard Go Live With Stablecoin Settlement
SoFi Bank is the first national bank live with stablecoin settlement on Mastercard's network, migrating its full $25B+ card program...
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FTC Merchant-Screening Crackdown: Nuvei and Humboldt Cases Raise the Bar
FTC settlements with Nuvei ($4.85M) and Humboldt ($12M) fault weak merchant screening, signaling a higher bar for ongoing monitoring, not...
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Amazon Expands UK BNPL with New Affirm Partnership
Reps. Foster and Sessions' bill would give states Treasury-administered grants for digital ID rollout, citing up to $521B a year...
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Foster, Sessions Renew Push for Bill Funding State Digital ID Systems to Fight Payment Fraud
Reps. Foster and Sessions' bill would give states Treasury-administered grants for digital ID rollout, citing up to $521B a year...
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AI Agents Used to Run Autonomous Card-Skimming Campaign, 600K+ Cards Stolen
Attackers used open-source AI agent frameworks to automate skimmer attacks across 119+ sites, stealing over 600,000 credit cards, researchers found.
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Romanian Crime Rings Exploit Magstripe EBT Cards for Large-Scale Fraud
Romanian organized crime groups are skimming outdated magnetic-stripe EBT cards to steal hundreds of millions, converting proceeds to crypto.
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Walmart, Circle K Call Card Fee Pact Unconstitutional
By MFJ Staff | Source: Payments Dive Key takeaway: Two separate threads are now worth tracking in this litigation. One...
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Banks Push for AI-Shopping Audit Trail as Chargeback Liability Fears Grow
Six major banks published a framework calling for auditable records of AI agent purchases, proposing liability follow the error, not...
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Dispute Management Explained: How Merchants Can Resolve Payment Disputes
Learn how dispute management works, from chargeback prevention to representment software, so merchants can resolve disputes faster and protect revenue.
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AI-Driven Attacks Set to Nearly Triple Global Banking Fraud by 2031
Juniper Research projects AI-driven attacks will push fraudulent banking transactions from 773.7M in 2025 to 2.2B by 2031, a rise...
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Third-Party App Breach Exposes Shopper Data at BigCommerce Merchants
A Ribon app credential breach exposed shopper data at BigCommerce merchants between Sept 13-17; Master of Malt says it may...
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Mastercard Gives AI Agents a Virtual Card, but Shoppers Still Want the Final Click
Mastercard debuted Alchemy's AgentCard, setting AI agent payment standards to rival Visa, though most shoppers still distrust bots buying alone.
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Account Takeover Fraud Is Outrunning Authentication Checks
New analysis finds account takeover fraud increasingly evades login-only checks, pointing to combined behavioral, device and network signals.
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Card Installment Use Overtakes BNPL Growth
PYMNTS Intelligence finds card installment use jumped from 23% to 36% in a year, while BNPL held flat at 15%,...
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90% of Firms Credit Fraud Infrastructure for Faster Customer Onboarding
New PYMNTS Intelligence data finds 90% of firms link weaker fraud infrastructure to pressure for faster onboarding, and 57% catch...
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AI-Generated Impostors Are Beating Voice and Biometric Checks
PYMNTS: unauthorized-party fraud now drives 71% of incidents and losses, up from 48%, as AI impostors increasingly defeat voice and...
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